No extra app, no extra login, no new habit to learn.
About Naya
WhatsApp-native
Nigeria first
Plain-language finance
Banking that feels like chat, not admin.
Naya is building a financial assistant that lives inside WhatsApp, so sending money, paying bills, buying airtime and understanding your spending feel as natural as sending a message. We are live in Nigeria today and expanding carefully from there.
Built around real local transfers, billers and user behavior.
You ask simply, Naya interprets, confirms and executes.
Why we exist
Money tools should meet people where they already are.
Across Africa, WhatsApp is already the interface for business, family coordination and daily commerce. Naya is designed around that reality instead of asking users to learn another complex financial product before they can do basic things well.
Built for real users
Naya is designed for people who want speed and confidence, not menus, jargon and too many taps before a simple payment goes through.
Clarity before action
Every important transaction is restated clearly before execution, so users can verify the recipient, amount, fees and timing before they commit.
Africa-ready rollout
We are live in Nigeria now. Expansion into other African markets will be deliberate, localized and driven by actual operational readiness rather than placeholder launch claims.
Talk to Naya
Start with a message.
If you want to try Naya, ask a question, or understand how setup works, start on WhatsApp. If you type help, Naya responds with the available commands and guides you from there.