Regulated rails
Licensed banking partners, not a loose money flow.
Naya works with CBN-licensed partners in Nigeria, and customer funds remain within regulated banking infrastructure rather than sitting with Naya directly.
Security
Built to keep your money and messages protected.
Naya is designed with regulated banking rails, strong access controls and clear confirmation steps from the first message to the final transfer. Nigeria is the live market today, and every new rollout follows the same security standard.
Protected access
Encrypted chat flow with explicit confirmation.
Sensitive actions are gated behind confirmation in chat, so money does not move just because a message was typed casually or sent by mistake.
Fraud checks
Realtime monitoring on unusual transfer behaviour.
Transfers are screened continuously for unusual patterns, with risky actions flagged for review before they complete.
User control
A final review step before money leaves.
Recipient, amount and route are shown back clearly so users can catch mistakes early and stay in control of every transaction.