One thread.
Every money move.
Naya collapses transfers, bills, airtime, insights and savings into a single WhatsApp conversation, so the section announces itself with more authority instead of reading like a generic subtitle block.
Type it, snap it, say it — Naya sends it.
Natural language, voice notes or a photo of a handwritten account number. Naya's AI parses your intent in English, Pidgin, Yoruba and Hausa.
- Instant bank-to-bank transfers
- Smart contact memory
- Bulk payments and split bills
Pay any bill without leaving the chat.
Airtime, data, electricity tokens, DSTV, GoTV, Bet9ja — all in one message. Naya confirms before charging and sends the receipt.
- 10,000+ billers supported
- Auto-receipts every time
- One-tap recurring payments
Know your money without a spreadsheet.
Ask Naya "how much did I spend this week?" and get an instant breakdown. Set budgets, get alerts at 80% — all via chat.
- Auto-categorised transactions
- Weekly AI spending digest
- Budget alerts before you overspend
Buy USDT. Save in dollars. No exchange needed.
Convert naira to USDT at live rates, hold dollar value, or cash out instantly. No KYC headaches, no separate wallet app.
- USDT, USDC, BTC via chat
- Live rates, 60s lock before confirm
- Off-ramp to bank in under 60s